Vehicle Refinance
Lower Your Payments. Keep Your Car.
Already have a car on finance? We can often find you a better rate and reduce your monthly payments — without changing your vehicle. Refinancing is quick, straightforward, and could save you hundreds over the remaining term.
Key Benefits
Reduce your monthly payments without changing your car
Potentially lower your interest rate if your credit profile has improved
Consolidate existing finance into a single, cleaner agreement
Release equity from your vehicle if its value exceeds the outstanding finance
Extend your term to reduce monthly payments (subject to lender criteria)
No need to go back to the dealership — we handle everything
We compare refinance rates from multiple lenders
No obligation quote — find out if you could save before committing
How It Works
Tell us about your current finance
Share your current monthly payment, outstanding balance, and vehicle details. We'll assess whether refinancing makes sense for you.
We find a better rate
We compare refinance rates from our lender panel. If we can save you money, we'll show you exactly how much.
You review the savings
We present your refinance options clearly — new monthly payment, APR, term, and total saving. You decide if it's right for you.
New agreement, lower payments
Once approved, your existing finance is settled and your new agreement begins. You keep your car and pay less each month.
Frequently Asked Questions
Can I refinance any car finance agreement?
Will refinancing affect my credit score?
How much could I save by refinancing?
Can I refinance if I have negative equity?
How long does refinancing take?
Is there a fee to refinance through AK Asset Finance?
Find Out How Much You Could Save
No obligation. We'll compare refinance rates and show you exactly how much you could save before you commit to anything.
* Finance subject to status. AK Asset Finance is a credit broker, not a lender.