Business Asset Finance
Capital Deployed. Growth Delivered.
We arrange bespoke business finance for UK SMEs, directors, and sole traders — from a single commercial vehicle to a full equipment programme. Access to specialist lenders including Close Brothers, Allica Bank, Haydock Finance, Lloyds, and Ultimate Asset Finance, with structures tailored to your business profile, cash flow, and tax position.
Key Benefits
Hire Purchase — own the asset outright, fixed payments, capital allowance eligible
Finance Lease — use the asset without ownership, off-balance-sheet options available
Operating Lease & Contract Hire — tax-efficient fleet and equipment solutions
Refinance — release capital from assets already on your balance sheet
Suitable for vehicles, plant, machinery, equipment, and technology
Facilities from £10,000 with no upper limit — we handle complex, high-value deals
Access to specialist lenders not available on the high street
FCA-authorised credit broker — we work for your business, not the lender
How It Works
Tell us what your business needs to fund
Share the asset or facility you're looking to finance — a vehicle, equipment, machinery, or a broader capital programme. We'll identify the right product and structure.
We approach the right lenders
We present your business case to specialist lenders who understand commercial finance — not a generic comparison tool. We negotiate terms on your behalf.
You review your options
We present the most competitive structures clearly — monthly cost, term, total cost, tax implications, and any security requirements. No jargon, no pressure.
Funds released. Asset delivered.
Once approved, we coordinate directly with the supplier or dealer. We remain available throughout the agreement and when you're ready to refinance or expand.
Frequently Asked Questions
What types of business finance do you arrange?
What is the minimum and maximum facility size?
Can you help a business with a limited trading history?
Is business asset finance tax-efficient?
Do I need to be VAT-registered?
How quickly can business finance be arranged?
Discuss Your Business Finance Requirements
From a single commercial vehicle to a multi-asset programme — we'll structure the right facility for your business. No obligation, fast response, specialist lender access.
* Finance subject to status. AK Asset Finance is a credit broker, not a lender.