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Personal & Business Finance

Vehicle Leasing
Always Drive New. Always in Budget.

Leasing lets you drive a brand-new vehicle for a fixed monthly cost without the commitment of ownership. Personal Contract Hire (PCH) for individuals, Business Contract Hire (BCH) for companies. AK Asset Finance finds you the most competitive lease rates in the UK.

Why Choose This Option

Key Benefits

Drive a brand-new vehicle every 2–4 years without ownership hassle

Fixed, predictable monthly cost — easy to budget

Road tax is typically included for the duration of the lease

Maintenance packages available to cover servicing and tyres

Business leasing (BCH) allows VAT-registered businesses to reclaim up to 50% VAT

Access to the latest models with the most up-to-date safety and technology

No depreciation risk — you simply hand the car back at the end

We compare lease rates across multiple funders to find your best deal

The Process

How It Works

1

Choose your vehicle

Tell us the make, model, and specification you want. We can also suggest vehicles that offer the best value within your budget.

2

We find your best lease rate

We compare personal and business contract hire rates from our panel of funders to find the most competitive monthly payment.

3

Agree your terms

We'll confirm the initial rental (deposit), monthly payment, annual mileage, and contract length. Everything is clear before you sign.

4

Vehicle delivered to your door

Once the agreement is signed, your new vehicle is delivered directly to you. At the end of the term, simply hand it back.

Common Questions

Frequently Asked Questions

What is the difference between PCH and BCH?

Do I own the car at the end of a lease?

What happens if I exceed my mileage?

Can I lease with a complex income profile?

What is an initial rental on a lease?

Can businesses lease multiple vehicles?

Ready to Get Started?

Get Your Lease Quote Today

Personal or business leasing — we'll find you the most competitive rate. No obligation, no hard credit check at enquiry stage.

* Finance subject to status. AK Asset Finance is a credit broker, not a lender.

AK Asset Finance
AK Asset Finance
Asset Finance Specialists

Specialist UK asset finance brokerage. We arrange business and high-value vehicle finance for business owners, SME directors, and high-net-worth individuals across the UK.

Get in Touch

AK Asset Finance is a trading style of Lease Finance Limited, registered at 1 George Street, Wolverhampton, WV2 4DG. Company Register number is 02408059. Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 731735. You can check via www.register.fca.org. We are registered with the ICO Z7482009 and you can check via www.ico.org.uk.

We will receive remuneration for arranging finance in one of the following ways:

Broker Fee: This may be charged directly to you and will be disclosed clearly before you proceed.

Commission from Lenders: We may receive commission from the lender upon completion of a finance agreement. This may be a fixed fee or a percentage of the amount financed.

The amount and nature of any remuneration we receive will not affect the interest rate or the amount you pay back and varies depending on the finance product, lender, and deal structure. We will disclose how we are paid and how much at the earliest appropriate stage in the application process, and always before you enter into any agreement. You have the right to request information about any commission paid to us by a lender.

© 2026 AK Asset Finance. A trading style of Lease Finance Limited. All rights reserved.

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