Personal & Business Finance

Vehicle Leasing
Always Drive New. Always in Budget.

Leasing lets you drive a brand-new vehicle for a fixed monthly cost without the commitment of ownership. Personal Contract Hire (PCH) for individuals, Business Contract Hire (BCH) for companies. AK Asset Finance finds you the most competitive lease rates in the UK.

Why Choose This Option

Key Benefits

Drive a brand-new vehicle every 2–4 years without ownership hassle

Fixed, predictable monthly cost — easy to budget

Road tax is typically included for the duration of the lease

Maintenance packages available to cover servicing and tyres

Business leasing (BCH) allows VAT-registered businesses to reclaim up to 50% VAT

Access to the latest models with the most up-to-date safety and technology

No depreciation risk — you simply hand the car back at the end

We compare lease rates across multiple funders to find your best deal

The Process

How It Works

1

Choose your vehicle

Tell us the make, model, and specification you want. We can also suggest vehicles that offer the best value within your budget.

2

We find your best lease rate

We compare personal and business contract hire rates from our panel of funders to find the most competitive monthly payment.

3

Agree your terms

We'll confirm the initial rental (deposit), monthly payment, annual mileage, and contract length. Everything is clear before you sign.

4

Vehicle delivered to your door

Once the agreement is signed, your new vehicle is delivered directly to you. At the end of the term, simply hand it back.

Common Questions

Frequently Asked Questions

What is the difference between PCH and BCH?

Do I own the car at the end of a lease?

What happens if I exceed my mileage?

Can I lease a car with bad credit?

What is an initial rental on a lease?

Can businesses lease multiple vehicles?

Ready to Get Started?

Get Your Lease Quote Today

Personal or business leasing — we'll find you the most competitive rate. No obligation, no hard credit check at enquiry stage.

* Finance subject to status. AK Asset Finance is a credit broker, not a lender.

© 2026 AK Asset Finance. All rights reserved. AK Asset Finance is a credit broker, not a lender.